An adjustable-rate-mortgage (ARM) is a home loan with an interest rate that changes over the life of the loan. An ARM starts with a low fixed rate during an introductory period, and then the interest rate adjusts at predetermined intervals according to a benchmark index. Your rate could increase or decrease depending on where the index is at the end of the interval.
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Company NMLS: 164497
1209 Nevada Street, Suite 200
Redlands, California 92374