Our Exclusive Lock & Shop program allows you to lock in your interest rate while you shop for a home. You no longer have to fear raising interest rates.
How it works: We'll lock in your interest rate for 30 days while you shop for a property. If market conditions improve and rates drop while you're shopping, we will offer you the new rate, and if rates go higher, you have interest rate protection.
Once a purchase offer is accepted, the rate lock will reset for another 30 days .
In other words, you'll have 30 days to find a property, and another 30 days once the offer has been accepted to close.